This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.31% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,155 | 809 |
| 2 | 51,155 | 1,182 | 827 |
| 3 | 52,337 | 1,209 | 846 |
| 4 | 53,546 | 1,237 | 866 |
| 5 | 54,783 | 1,265 | 886 |
| 6 | 56,048 | 1,295 | 906 |
| 7 | 57,343 | 1,325 | 927 |
| 8 | 58,667 | 1,355 | 949 |
| 9 | 60,023 | 1,387 | 971 |
| 10 | 61,409 | 1,419 | 993 |
| 11 | 62,828 | 1,451 | 1,016 |
| 12 | 64,279 | 1,485 | 1,039 |
| 13 | 65,764 | 1,519 | 1,063 |
| 14 | 67,283 | 1,554 | 1,088 |
| 15 | 68,837 | 1,590 | 1,113 |
| 16 | 70,427 | 1,627 | 1,139 |
| 17 | 72,054 | 1,664 | 1,165 |
| 18 | 73,719 | 1,703 | 1,192 |
| 19 | 75,422 | 1,742 | 1,220 |
| 20 | 77,164 | 1,782 | 1,248 |
| TOTAL | $28,946 | $20,262 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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