This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.99% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,995 | 1,397 |
| 2 | 51,995 | 2,075 | 1,452 |
| 3 | 54,070 | 2,157 | 1,510 |
| 4 | 56,227 | 2,243 | 1,570 |
| 5 | 58,470 | 2,333 | 1,633 |
| 6 | 60,803 | 2,426 | 1,698 |
| 7 | 63,229 | 2,523 | 1,766 |
| 8 | 65,752 | 2,624 | 1,836 |
| 9 | 68,376 | 2,728 | 1,910 |
| 10 | 71,104 | 2,837 | 1,986 |
| 11 | 73,941 | 2,950 | 2,065 |
| 12 | 76,891 | 3,068 | 2,148 |
| 13 | 79,959 | 3,190 | 2,233 |
| 14 | 83,150 | 3,318 | 2,322 |
| 15 | 86,467 | 3,450 | 2,415 |
| 16 | 89,917 | 3,588 | 2,511 |
| 17 | 93,505 | 3,731 | 2,612 |
| 18 | 97,236 | 3,880 | 2,716 |
| 19 | 101,116 | 4,035 | 2,824 |
| 20 | 105,150 | 4,195 | 2,937 |
| TOTAL | $59,346 | $41,542 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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4.85% |
$500 |
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Last change: ↓0.10% on October 28. |
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