This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.61% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,305 | 1,614 |
| 2 | 52,305 | 2,411 | 1,688 |
| 3 | 54,716 | 2,522 | 1,766 |
| 4 | 57,239 | 2,639 | 1,847 |
| 5 | 59,877 | 2,760 | 1,932 |
| 6 | 62,638 | 2,888 | 2,021 |
| 7 | 65,525 | 3,021 | 2,115 |
| 8 | 68,546 | 3,160 | 2,212 |
| 9 | 71,706 | 3,306 | 2,314 |
| 10 | 75,012 | 3,458 | 2,421 |
| 11 | 78,470 | 3,617 | 2,532 |
| 12 | 82,087 | 3,784 | 2,649 |
| 13 | 85,871 | 3,959 | 2,771 |
| 14 | 89,830 | 4,141 | 2,899 |
| 15 | 93,971 | 4,332 | 3,032 |
| 16 | 98,303 | 4,532 | 3,172 |
| 17 | 102,835 | 4,741 | 3,318 |
| 18 | 107,576 | 4,959 | 3,471 |
| 19 | 112,535 | 5,188 | 3,632 |
| 20 | 117,723 | 5,427 | 3,799 |
| TOTAL | $73,150 | $51,205 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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