Compare Savings vs. CDs
Comparison of Deposit Account from Brookline Bank with 0.75% - April 2025


Long-Term Analysis of Brookline Bank with 0.75% APY and One American Bank with 1.96% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.75%
    -
    $50,000
    60 Month
    Bank
    0.82x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641
  • 2
    LOCAL CD
    1.96%
    -
    $50,000
    36 Month
    Bank
    2.60x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    1.96%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 980 686
    2 50,980 999 699
    3 51,979 1,019 713
    4 52,998 1,039 727
    5 54,037 1,059 741
    6 55,096 1,080 756
    7 56,176 1,101 771
    8 57,277 1,123 786
    9 58,399 1,145 801
    10 59,544 1,167 817
    11 60,711 1,190 833
    12 61,901 1,213 849
    13 63,114 1,237 866
    14 64,351 1,261 883
    15 65,613 1,286 900
    16 66,899 1,311 918
    17 68,210 1,337 936
    18 69,547 1,363 954
    19 70,910 1,390 973
    20 72,300 1,417 992
    TOTAL $23,717 $16,602

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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