This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.47% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,735 | 1,215 |
| 2 | 51,735 | 1,795 | 1,257 |
| 3 | 53,530 | 1,857 | 1,300 |
| 4 | 55,388 | 1,922 | 1,345 |
| 5 | 57,310 | 1,989 | 1,392 |
| 6 | 59,298 | 2,058 | 1,440 |
| 7 | 61,356 | 2,129 | 1,490 |
| 8 | 63,485 | 2,203 | 1,542 |
| 9 | 65,688 | 2,279 | 1,596 |
| 10 | 67,967 | 2,358 | 1,651 |
| 11 | 70,326 | 2,440 | 1,708 |
| 12 | 72,766 | 2,525 | 1,767 |
| 13 | 75,291 | 2,613 | 1,829 |
| 14 | 77,904 | 2,703 | 1,892 |
| 15 | 80,607 | 2,797 | 1,958 |
| 16 | 83,404 | 2,894 | 2,026 |
| 17 | 86,298 | 2,995 | 2,096 |
| 18 | 89,293 | 3,098 | 2,169 |
| 19 | 92,391 | 3,206 | 2,244 |
| 20 | 95,597 | 3,317 | 2,322 |
| TOTAL | $48,914 | $34,240 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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