This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.49% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,245 | 872 |
| 2 | 51,245 | 1,276 | 893 |
| 3 | 52,521 | 1,308 | 915 |
| 4 | 53,829 | 1,340 | 938 |
| 5 | 55,169 | 1,374 | 962 |
| 6 | 56,543 | 1,408 | 986 |
| 7 | 57,951 | 1,443 | 1,010 |
| 8 | 59,394 | 1,479 | 1,035 |
| 9 | 60,873 | 1,516 | 1,061 |
| 10 | 62,388 | 1,553 | 1,087 |
| 11 | 63,942 | 1,592 | 1,115 |
| 12 | 65,534 | 1,632 | 1,142 |
| 13 | 67,166 | 1,672 | 1,171 |
| 14 | 68,838 | 1,714 | 1,200 |
| 15 | 70,552 | 1,757 | 1,230 |
| 16 | 72,309 | 1,800 | 1,260 |
| 17 | 74,110 | 1,845 | 1,292 |
| 18 | 75,955 | 1,891 | 1,324 |
| 19 | 77,846 | 1,938 | 1,357 |
| 20 | 79,784 | 1,987 | 1,391 |
| TOTAL | $31,771 | $22,240 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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