This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,300 | 1,610 |
| 2 | 52,300 | 2,406 | 1,684 |
| 3 | 54,706 | 2,516 | 1,762 |
| 4 | 57,222 | 2,632 | 1,843 |
| 5 | 59,854 | 2,753 | 1,927 |
| 6 | 62,608 | 2,880 | 2,016 |
| 7 | 65,488 | 3,012 | 2,109 |
| 8 | 68,500 | 3,151 | 2,206 |
| 9 | 71,651 | 3,296 | 2,307 |
| 10 | 74,947 | 3,448 | 2,413 |
| 11 | 78,395 | 3,606 | 2,524 |
| 12 | 82,001 | 3,772 | 2,640 |
| 13 | 85,773 | 3,946 | 2,762 |
| 14 | 89,718 | 4,127 | 2,889 |
| 15 | 93,846 | 4,317 | 3,022 |
| 16 | 98,162 | 4,515 | 3,161 |
| 17 | 102,678 | 4,723 | 3,306 |
| 18 | 107,401 | 4,940 | 3,458 |
| 19 | 112,342 | 5,168 | 3,617 |
| 20 | 117,509 | 5,405 | 3,784 |
| TOTAL | $72,915 | $51,040 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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