This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,015 | 1,410 |
| 2 | 52,015 | 2,096 | 1,467 |
| 3 | 54,110 | 2,180 | 1,526 |
| 4 | 56,290 | 2,268 | 1,588 |
| 5 | 58,558 | 2,359 | 1,652 |
| 6 | 60,918 | 2,454 | 1,718 |
| 7 | 63,372 | 2,553 | 1,787 |
| 8 | 65,925 | 2,656 | 1,859 |
| 9 | 68,581 | 2,763 | 1,934 |
| 10 | 71,344 | 2,874 | 2,012 |
| 11 | 74,219 | 2,990 | 2,093 |
| 12 | 77,209 | 3,111 | 2,178 |
| 13 | 80,320 | 3,236 | 2,265 |
| 14 | 83,556 | 3,366 | 2,357 |
| 15 | 86,922 | 3,502 | 2,451 |
| 16 | 90,425 | 3,643 | 2,550 |
| 17 | 94,068 | 3,790 | 2,653 |
| 18 | 97,858 | 3,943 | 2,760 |
| 19 | 101,800 | 4,102 | 2,871 |
| 20 | 105,902 | 4,267 | 2,987 |
| TOTAL | $60,169 | $42,118 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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