This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.93% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,963 | 1,374 |
| 2 | 51,963 | 2,040 | 1,428 |
| 3 | 54,002 | 2,120 | 1,484 |
| 4 | 56,122 | 2,203 | 1,542 |
| 5 | 58,324 | 2,289 | 1,602 |
| 6 | 60,614 | 2,379 | 1,665 |
| 7 | 62,993 | 2,472 | 1,731 |
| 8 | 65,465 | 2,570 | 1,799 |
| 9 | 68,035 | 2,670 | 1,869 |
| 10 | 70,705 | 2,775 | 1,943 |
| 11 | 73,480 | 2,884 | 2,019 |
| 12 | 76,364 | 2,997 | 2,098 |
| 13 | 79,362 | 3,115 | 2,180 |
| 14 | 82,477 | 3,237 | 2,266 |
| 15 | 85,714 | 3,364 | 2,355 |
| 16 | 89,078 | 3,496 | 2,447 |
| 17 | 92,574 | 3,634 | 2,543 |
| 18 | 96,208 | 3,776 | 2,643 |
| 19 | 99,984 | 3,924 | 2,747 |
| 20 | 103,908 | 4,078 | 2,855 |
| TOTAL | $57,987 | $40,591 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.70% |
$50,000 |
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Last change: ↓0.10% on December 29, 2024. |
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4.65% |
$1,000 |
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Last change: ↓0.10% on September 22, 2024. |
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4.65% |
$1,000 |
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Last change: ↓0.25% on November 16, 2024. |
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4.61% |
$25,000 |
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Last change: ↓0.30% on December 27, 2024. |
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4.60% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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