This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,898 | 1,328 |
| 2 | 51,898 | 1,970 | 1,379 |
| 3 | 53,867 | 2,044 | 1,431 |
| 4 | 55,911 | 2,122 | 1,485 |
| 5 | 58,033 | 2,202 | 1,542 |
| 6 | 60,235 | 2,286 | 1,600 |
| 7 | 62,521 | 2,373 | 1,661 |
| 8 | 64,894 | 2,463 | 1,724 |
| 9 | 67,357 | 2,556 | 1,789 |
| 10 | 69,913 | 2,653 | 1,857 |
| 11 | 72,566 | 2,754 | 1,928 |
| 12 | 75,320 | 2,858 | 2,001 |
| 13 | 78,178 | 2,967 | 2,077 |
| 14 | 81,145 | 3,079 | 2,156 |
| 15 | 84,225 | 3,196 | 2,237 |
| 16 | 87,421 | 3,318 | 2,322 |
| 17 | 90,739 | 3,444 | 2,410 |
| 18 | 94,182 | 3,574 | 2,502 |
| 19 | 97,757 | 3,710 | 2,597 |
| 20 | 101,466 | 3,851 | 2,695 |
| TOTAL | $55,317 | $38,722 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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