This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.12% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,562 | 1,093 |
| 2 | 51,562 | 1,611 | 1,128 |
| 3 | 53,173 | 1,661 | 1,163 |
| 4 | 54,834 | 1,713 | 1,199 |
| 5 | 56,547 | 1,767 | 1,237 |
| 6 | 58,313 | 1,822 | 1,275 |
| 7 | 60,135 | 1,879 | 1,315 |
| 8 | 62,014 | 1,937 | 1,356 |
| 9 | 63,951 | 1,998 | 1,398 |
| 10 | 65,949 | 2,060 | 1,442 |
| 11 | 68,009 | 2,125 | 1,487 |
| 12 | 70,134 | 2,191 | 1,534 |
| 13 | 72,325 | 2,259 | 1,582 |
| 14 | 74,584 | 2,330 | 1,631 |
| 15 | 76,914 | 2,403 | 1,682 |
| 16 | 79,317 | 2,478 | 1,735 |
| 17 | 81,795 | 2,555 | 1,789 |
| 18 | 84,350 | 2,635 | 1,845 |
| 19 | 86,985 | 2,717 | 1,902 |
| 20 | 89,703 | 2,802 | 1,962 |
| TOTAL | $42,505 | $29,753 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.70% |
$50,000 |
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Last change: ↓0.10% on December 29, 2024. |
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4.65% |
$1,000 |
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Last change: ↓0.10% on September 22, 2024. |
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4.65% |
$1,000 |
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Last change: ↓0.25% on November 16, 2024. |
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4.61% |
$25,000 |
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Last change: ↓0.30% on December 27, 2024. |
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4.60% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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