This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.90% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,950 | 1,365 |
| 2 | 51,950 | 2,026 | 1,418 |
| 3 | 53,975 | 2,104 | 1,473 |
| 4 | 56,079 | 2,187 | 1,531 |
| 5 | 58,266 | 2,272 | 1,590 |
| 6 | 60,538 | 2,360 | 1,652 |
| 7 | 62,898 | 2,452 | 1,717 |
| 8 | 65,351 | 2,548 | 1,784 |
| 9 | 67,899 | 2,647 | 1,853 |
| 10 | 70,546 | 2,751 | 1,925 |
| 11 | 73,297 | 2,858 | 2,000 |
| 12 | 76,154 | 2,969 | 2,078 |
| 13 | 79,124 | 3,085 | 2,160 |
| 14 | 82,209 | 3,205 | 2,244 |
| 15 | 85,414 | 3,330 | 2,331 |
| 16 | 88,744 | 3,460 | 2,422 |
| 17 | 92,204 | 3,595 | 2,517 |
| 18 | 95,800 | 3,735 | 2,615 |
| 19 | 99,535 | 3,881 | 2,717 |
| 20 | 103,416 | 4,032 | 2,823 |
| TOTAL | $57,448 | $40,213 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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