This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.64% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,820 | 1,274 |
| 2 | 51,820 | 1,886 | 1,320 |
| 3 | 53,705 | 1,954 | 1,368 |
| 4 | 55,660 | 2,025 | 1,418 |
| 5 | 57,685 | 2,099 | 1,469 |
| 6 | 59,784 | 2,176 | 1,523 |
| 7 | 61,960 | 2,255 | 1,578 |
| 8 | 64,214 | 2,337 | 1,636 |
| 9 | 66,551 | 2,422 | 1,695 |
| 10 | 68,973 | 2,510 | 1,757 |
| 11 | 71,483 | 2,601 | 1,821 |
| 12 | 74,084 | 2,696 | 1,887 |
| 13 | 76,780 | 2,794 | 1,956 |
| 14 | 79,574 | 2,896 | 2,027 |
| 15 | 82,470 | 3,001 | 2,101 |
| 16 | 85,471 | 3,110 | 2,177 |
| 17 | 88,581 | 3,223 | 2,256 |
| 18 | 91,805 | 3,341 | 2,339 |
| 19 | 95,145 | 3,462 | 2,424 |
| 20 | 98,608 | 3,588 | 2,512 |
| TOTAL | $52,196 | $36,537 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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