This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.38% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,691 | 1,183 |
| 2 | 51,691 | 1,748 | 1,223 |
| 3 | 53,438 | 1,807 | 1,265 |
| 4 | 55,245 | 1,868 | 1,307 |
| 5 | 57,113 | 1,931 | 1,352 |
| 6 | 59,044 | 1,996 | 1,397 |
| 7 | 61,040 | 2,064 | 1,445 |
| 8 | 63,104 | 2,134 | 1,493 |
| 9 | 65,237 | 2,206 | 1,544 |
| 10 | 67,443 | 2,280 | 1,596 |
| 11 | 69,723 | 2,357 | 1,650 |
| 12 | 72,081 | 2,437 | 1,706 |
| 13 | 74,518 | 2,519 | 1,764 |
| 14 | 77,037 | 2,605 | 1,823 |
| 15 | 79,642 | 2,693 | 1,885 |
| 16 | 82,334 | 2,784 | 1,949 |
| 17 | 85,118 | 2,878 | 2,014 |
| 18 | 87,996 | 2,975 | 2,083 |
| 19 | 90,971 | 3,076 | 2,153 |
| 20 | 94,047 | 3,180 | 2,226 |
| TOTAL | $47,226 | $33,059 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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