This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.77% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,385 | 970 |
| 2 | 51,385 | 1,423 | 996 |
| 3 | 52,808 | 1,463 | 1,024 |
| 4 | 54,271 | 1,503 | 1,052 |
| 5 | 55,774 | 1,545 | 1,081 |
| 6 | 57,319 | 1,588 | 1,111 |
| 7 | 58,907 | 1,632 | 1,142 |
| 8 | 60,539 | 1,677 | 1,174 |
| 9 | 62,216 | 1,723 | 1,206 |
| 10 | 63,939 | 1,771 | 1,240 |
| 11 | 65,710 | 1,820 | 1,274 |
| 12 | 67,530 | 1,871 | 1,309 |
| 13 | 69,401 | 1,922 | 1,346 |
| 14 | 71,323 | 1,976 | 1,383 |
| 15 | 73,299 | 2,030 | 1,421 |
| 16 | 75,330 | 2,087 | 1,461 |
| 17 | 77,416 | 2,144 | 1,501 |
| 18 | 79,561 | 2,204 | 1,543 |
| 19 | 81,764 | 2,265 | 1,585 |
| 20 | 84,029 | 2,328 | 1,629 |
| TOTAL | $36,357 | $25,450 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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