This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.08% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 40 | 28 |
| 2 | 50,040 | 40 | 28 |
| 3 | 50,080 | 40 | 28 |
| 4 | 50,120 | 40 | 28 |
| 5 | 50,160 | 40 | 28 |
| 6 | 50,200 | 40 | 28 |
| 7 | 50,240 | 40 | 28 |
| 8 | 50,281 | 40 | 28 |
| 9 | 50,321 | 40 | 28 |
| 10 | 50,361 | 40 | 28 |
| 11 | 50,401 | 40 | 28 |
| 12 | 50,442 | 40 | 28 |
| 13 | 50,482 | 40 | 28 |
| 14 | 50,523 | 40 | 28 |
| 15 | 50,563 | 40 | 28 |
| 16 | 50,603 | 40 | 28 |
| 17 | 50,644 | 41 | 28 |
| 18 | 50,684 | 41 | 28 |
| 19 | 50,725 | 41 | 28 |
| 20 | 50,765 | 41 | 28 |
| TOTAL | $806 | $564 |
| Year | Rate 0.12% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 60 | 42 |
| 2 | 50,060 | 60 | 42 |
| 3 | 50,120 | 60 | 42 |
| 4 | 50,180 | 60 | 42 |
| 5 | 50,240 | 60 | 42 |
| 6 | 50,301 | 60 | 42 |
| 7 | 50,361 | 60 | 42 |
| 8 | 50,422 | 61 | 42 |
| 9 | 50,482 | 61 | 42 |
| 10 | 50,543 | 61 | 42 |
| 11 | 50,603 | 61 | 43 |
| 12 | 50,664 | 61 | 43 |
| 13 | 50,725 | 61 | 43 |
| 14 | 50,786 | 61 | 43 |
| 15 | 50,847 | 61 | 43 |
| 16 | 50,908 | 61 | 43 |
| 17 | 50,969 | 61 | 43 |
| 18 | 51,030 | 61 | 43 |
| 19 | 51,091 | 61 | 43 |
| 20 | 51,152 | 61 | 43 |
| TOTAL | $1,214 | $850 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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|
Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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