This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.82% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,911 | 1,337 |
| 2 | 51,911 | 1,984 | 1,388 |
| 3 | 53,894 | 2,059 | 1,442 |
| 4 | 55,953 | 2,138 | 1,497 |
| 5 | 58,091 | 2,220 | 1,554 |
| 6 | 60,311 | 2,304 | 1,613 |
| 7 | 62,615 | 2,393 | 1,675 |
| 8 | 65,008 | 2,484 | 1,739 |
| 9 | 67,492 | 2,579 | 1,805 |
| 10 | 70,071 | 2,677 | 1,874 |
| 11 | 72,748 | 2,780 | 1,946 |
| 12 | 75,528 | 2,886 | 2,020 |
| 13 | 78,414 | 2,996 | 2,097 |
| 14 | 81,410 | 3,111 | 2,177 |
| 15 | 84,521 | 3,230 | 2,261 |
| 16 | 87,750 | 3,353 | 2,347 |
| 17 | 91,103 | 3,481 | 2,437 |
| 18 | 94,584 | 3,614 | 2,530 |
| 19 | 98,198 | 3,752 | 2,627 |
| 20 | 101,950 | 3,896 | 2,727 |
| TOTAL | $55,846 | $39,092 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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