This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.08% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,041 | 1,428 |
| 2 | 52,041 | 2,124 | 1,487 |
| 3 | 54,164 | 2,210 | 1,547 |
| 4 | 56,375 | 2,301 | 1,610 |
| 5 | 58,675 | 2,395 | 1,676 |
| 6 | 61,070 | 2,492 | 1,745 |
| 7 | 63,562 | 2,594 | 1,816 |
| 8 | 66,156 | 2,700 | 1,890 |
| 9 | 68,856 | 2,810 | 1,967 |
| 10 | 71,666 | 2,925 | 2,047 |
| 11 | 74,591 | 3,044 | 2,131 |
| 12 | 77,635 | 3,168 | 2,218 |
| 13 | 80,803 | 3,298 | 2,308 |
| 14 | 84,101 | 3,432 | 2,403 |
| 15 | 87,533 | 3,572 | 2,501 |
| 16 | 91,105 | 3,718 | 2,603 |
| 17 | 94,823 | 3,870 | 2,709 |
| 18 | 98,693 | 4,028 | 2,819 |
| 19 | 102,720 | 4,192 | 2,934 |
| 20 | 106,912 | 4,363 | 3,054 |
| TOTAL | $61,275 | $42,893 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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