This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.87% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,937 | 1,356 |
| 2 | 51,937 | 2,012 | 1,408 |
| 3 | 53,948 | 2,089 | 1,463 |
| 4 | 56,037 | 2,170 | 1,519 |
| 5 | 58,208 | 2,254 | 1,578 |
| 6 | 60,462 | 2,342 | 1,639 |
| 7 | 62,804 | 2,432 | 1,703 |
| 8 | 65,236 | 2,527 | 1,769 |
| 9 | 67,763 | 2,624 | 1,837 |
| 10 | 70,387 | 2,726 | 1,908 |
| 11 | 73,113 | 2,832 | 1,982 |
| 12 | 75,945 | 2,941 | 2,059 |
| 13 | 78,886 | 3,055 | 2,139 |
| 14 | 81,942 | 3,174 | 2,222 |
| 15 | 85,115 | 3,297 | 2,308 |
| 16 | 88,412 | 3,424 | 2,397 |
| 17 | 91,836 | 3,557 | 2,490 |
| 18 | 95,393 | 3,695 | 2,586 |
| 19 | 99,087 | 3,838 | 2,686 |
| 20 | 102,925 | 3,986 | 2,790 |
| TOTAL | $56,911 | $39,838 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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