This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.72% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,859 | 1,301 |
| 2 | 51,859 | 1,928 | 1,349 |
| 3 | 53,786 | 1,999 | 1,399 |
| 4 | 55,785 | 2,074 | 1,451 |
| 5 | 57,859 | 2,151 | 1,505 |
| 6 | 60,009 | 2,231 | 1,561 |
| 7 | 62,240 | 2,313 | 1,619 |
| 8 | 64,553 | 2,399 | 1,680 |
| 9 | 66,953 | 2,489 | 1,742 |
| 10 | 69,442 | 2,581 | 1,807 |
| 11 | 72,023 | 2,677 | 1,874 |
| 12 | 74,700 | 2,777 | 1,944 |
| 13 | 77,476 | 2,880 | 2,016 |
| 14 | 80,356 | 2,987 | 2,091 |
| 15 | 83,343 | 3,098 | 2,169 |
| 16 | 86,441 | 3,213 | 2,249 |
| 17 | 89,654 | 3,332 | 2,333 |
| 18 | 92,986 | 3,456 | 2,419 |
| 19 | 96,443 | 3,585 | 2,509 |
| 20 | 100,027 | 3,718 | 2,603 |
| TOTAL | $53,745 | $37,622 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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|
|
4.70% |
$500 |
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Last change: ↓0.50% on October 1. |
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