This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.98% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,989 | 1,392 |
| 2 | 51,989 | 2,068 | 1,447 |
| 3 | 54,056 | 2,150 | 1,505 |
| 4 | 56,206 | 2,235 | 1,565 |
| 5 | 58,441 | 2,324 | 1,627 |
| 6 | 60,765 | 2,417 | 1,692 |
| 7 | 63,182 | 2,513 | 1,759 |
| 8 | 65,695 | 2,613 | 1,829 |
| 9 | 68,307 | 2,717 | 1,902 |
| 10 | 71,024 | 2,825 | 1,977 |
| 11 | 73,849 | 2,937 | 2,056 |
| 12 | 76,786 | 3,054 | 2,138 |
| 13 | 79,839 | 3,175 | 2,223 |
| 14 | 83,015 | 3,301 | 2,311 |
| 15 | 86,316 | 3,433 | 2,403 |
| 16 | 89,749 | 3,569 | 2,499 |
| 17 | 93,318 | 3,711 | 2,598 |
| 18 | 97,030 | 3,859 | 2,701 |
| 19 | 100,888 | 4,012 | 2,809 |
| 20 | 104,901 | 4,172 | 2,920 |
| TOTAL | $59,073 | $41,351 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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