This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 175 | 123 |
| 2 | 50,175 | 176 | 123 |
| 3 | 50,351 | 176 | 123 |
| 4 | 50,527 | 177 | 124 |
| 5 | 50,704 | 177 | 124 |
| 6 | 50,881 | 178 | 125 |
| 7 | 51,059 | 179 | 125 |
| 8 | 51,238 | 179 | 126 |
| 9 | 51,417 | 180 | 126 |
| 10 | 51,597 | 181 | 126 |
| 11 | 51,778 | 181 | 127 |
| 12 | 51,959 | 182 | 127 |
| 13 | 52,141 | 182 | 128 |
| 14 | 52,323 | 183 | 128 |
| 15 | 52,507 | 184 | 129 |
| 16 | 52,690 | 184 | 129 |
| 17 | 52,875 | 185 | 130 |
| 18 | 53,060 | 186 | 130 |
| 19 | 53,245 | 186 | 130 |
| 20 | 53,432 | 187 | 131 |
| TOTAL | $3,619 | $2,533 |
| Year | Rate 0.27% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 135 | 95 |
| 2 | 50,135 | 135 | 95 |
| 3 | 50,270 | 136 | 95 |
| 4 | 50,406 | 136 | 95 |
| 5 | 50,542 | 136 | 96 |
| 6 | 50,679 | 137 | 96 |
| 7 | 50,815 | 137 | 96 |
| 8 | 50,953 | 138 | 96 |
| 9 | 51,090 | 138 | 97 |
| 10 | 51,228 | 138 | 97 |
| 11 | 51,367 | 139 | 97 |
| 12 | 51,505 | 139 | 97 |
| 13 | 51,644 | 139 | 98 |
| 14 | 51,784 | 140 | 98 |
| 15 | 51,924 | 140 | 98 |
| 16 | 52,064 | 141 | 98 |
| 17 | 52,204 | 141 | 99 |
| 18 | 52,345 | 141 | 99 |
| 19 | 52,487 | 142 | 99 |
| 20 | 52,628 | 142 | 99 |
| TOTAL | $2,770 | $1,939 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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|
Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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