This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.48% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 240 | 168 |
| 2 | 50,240 | 241 | 169 |
| 3 | 50,481 | 242 | 170 |
| 4 | 50,723 | 243 | 170 |
| 5 | 50,967 | 245 | 171 |
| 6 | 51,212 | 246 | 172 |
| 7 | 51,457 | 247 | 173 |
| 8 | 51,704 | 248 | 174 |
| 9 | 51,953 | 249 | 175 |
| 10 | 52,202 | 251 | 175 |
| 11 | 52,453 | 252 | 176 |
| 12 | 52,704 | 253 | 177 |
| 13 | 52,957 | 254 | 178 |
| 14 | 53,211 | 255 | 179 |
| 15 | 53,467 | 257 | 180 |
| 16 | 53,724 | 258 | 181 |
| 17 | 53,981 | 259 | 181 |
| 18 | 54,240 | 260 | 182 |
| 19 | 54,501 | 262 | 183 |
| 20 | 54,762 | 263 | 184 |
| TOTAL | $5,025 | $3,518 |
| Year | Rate 0.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 25 | 18 |
| 2 | 50,025 | 25 | 18 |
| 3 | 50,050 | 25 | 18 |
| 4 | 50,075 | 25 | 18 |
| 5 | 50,100 | 25 | 18 |
| 6 | 50,125 | 25 | 18 |
| 7 | 50,150 | 25 | 18 |
| 8 | 50,175 | 25 | 18 |
| 9 | 50,200 | 25 | 18 |
| 10 | 50,225 | 25 | 18 |
| 11 | 50,251 | 25 | 18 |
| 12 | 50,276 | 25 | 18 |
| 13 | 50,301 | 25 | 18 |
| 14 | 50,326 | 25 | 18 |
| 15 | 50,351 | 25 | 18 |
| 16 | 50,376 | 25 | 18 |
| 17 | 50,402 | 25 | 18 |
| 18 | 50,427 | 25 | 18 |
| 19 | 50,452 | 25 | 18 |
| 20 | 50,477 | 25 | 18 |
| TOTAL | $502 | $352 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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