This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.28% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,140 | 798 |
| 2 | 51,140 | 1,166 | 816 |
| 3 | 52,306 | 1,193 | 835 |
| 4 | 53,499 | 1,220 | 854 |
| 5 | 54,718 | 1,248 | 873 |
| 6 | 55,966 | 1,276 | 893 |
| 7 | 57,242 | 1,305 | 914 |
| 8 | 58,547 | 1,335 | 934 |
| 9 | 59,882 | 1,365 | 956 |
| 10 | 61,247 | 1,396 | 978 |
| 11 | 62,644 | 1,428 | 1,000 |
| 12 | 64,072 | 1,461 | 1,023 |
| 13 | 65,533 | 1,494 | 1,046 |
| 14 | 67,027 | 1,528 | 1,070 |
| 15 | 68,555 | 1,563 | 1,094 |
| 16 | 70,118 | 1,599 | 1,119 |
| 17 | 71,717 | 1,635 | 1,145 |
| 18 | 73,352 | 1,672 | 1,171 |
| 19 | 75,024 | 1,711 | 1,197 |
| 20 | 76,735 | 1,750 | 1,225 |
| TOTAL | $28,485 | $19,939 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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