This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.59% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,295 | 1,607 |
| 2 | 52,295 | 2,400 | 1,680 |
| 3 | 54,695 | 2,511 | 1,757 |
| 4 | 57,206 | 2,626 | 1,838 |
| 5 | 59,832 | 2,746 | 1,922 |
| 6 | 62,578 | 2,872 | 2,011 |
| 7 | 65,450 | 3,004 | 2,103 |
| 8 | 68,454 | 3,142 | 2,199 |
| 9 | 71,596 | 3,286 | 2,300 |
| 10 | 74,883 | 3,437 | 2,406 |
| 11 | 78,320 | 3,595 | 2,516 |
| 12 | 81,915 | 3,760 | 2,632 |
| 13 | 85,675 | 3,932 | 2,753 |
| 14 | 89,607 | 4,113 | 2,879 |
| 15 | 93,720 | 4,302 | 3,011 |
| 16 | 98,022 | 4,499 | 3,149 |
| 17 | 102,521 | 4,706 | 3,294 |
| 18 | 107,227 | 4,922 | 3,445 |
| 19 | 112,148 | 5,148 | 3,603 |
| 20 | 117,296 | 5,384 | 3,769 |
| TOTAL | $72,680 | $50,876 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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