This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.97% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,985 | 1,390 |
| 2 | 51,985 | 2,064 | 1,445 |
| 3 | 54,049 | 2,146 | 1,502 |
| 4 | 56,195 | 2,231 | 1,562 |
| 5 | 58,425 | 2,319 | 1,624 |
| 6 | 60,745 | 2,412 | 1,688 |
| 7 | 63,157 | 2,507 | 1,755 |
| 8 | 65,664 | 2,607 | 1,825 |
| 9 | 68,271 | 2,710 | 1,897 |
| 10 | 70,981 | 2,818 | 1,973 |
| 11 | 73,799 | 2,930 | 2,051 |
| 12 | 76,729 | 3,046 | 2,132 |
| 13 | 79,775 | 3,167 | 2,217 |
| 14 | 82,942 | 3,293 | 2,305 |
| 15 | 86,235 | 3,424 | 2,396 |
| 16 | 89,658 | 3,559 | 2,492 |
| 17 | 93,218 | 3,701 | 2,591 |
| 18 | 96,919 | 3,848 | 2,693 |
| 19 | 100,766 | 4,000 | 2,800 |
| 20 | 104,767 | 4,159 | 2,911 |
| TOTAL | $58,926 | $41,248 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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