This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.51% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,255 | 879 |
| 2 | 51,255 | 1,287 | 901 |
| 3 | 52,542 | 1,319 | 923 |
| 4 | 53,860 | 1,352 | 946 |
| 5 | 55,212 | 1,386 | 970 |
| 6 | 56,598 | 1,421 | 994 |
| 7 | 58,019 | 1,456 | 1,019 |
| 8 | 59,475 | 1,493 | 1,045 |
| 9 | 60,968 | 1,530 | 1,071 |
| 10 | 62,498 | 1,569 | 1,098 |
| 11 | 64,067 | 1,608 | 1,126 |
| 12 | 65,675 | 1,648 | 1,154 |
| 13 | 67,323 | 1,690 | 1,183 |
| 14 | 69,013 | 1,732 | 1,213 |
| 15 | 70,745 | 1,776 | 1,243 |
| 16 | 72,521 | 1,820 | 1,274 |
| 17 | 74,341 | 1,866 | 1,306 |
| 18 | 76,207 | 1,913 | 1,339 |
| 19 | 78,120 | 1,961 | 1,373 |
| 20 | 80,081 | 2,010 | 1,407 |
| TOTAL | $32,091 | $22,464 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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