This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.41% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,205 | 1,544 |
| 2 | 52,205 | 2,302 | 1,612 |
| 3 | 54,507 | 2,404 | 1,683 |
| 4 | 56,911 | 2,510 | 1,757 |
| 5 | 59,421 | 2,620 | 1,834 |
| 6 | 62,041 | 2,736 | 1,915 |
| 7 | 64,777 | 2,857 | 2,000 |
| 8 | 67,634 | 2,983 | 2,088 |
| 9 | 70,617 | 3,114 | 2,180 |
| 10 | 73,731 | 3,252 | 2,276 |
| 11 | 76,982 | 3,395 | 2,376 |
| 12 | 80,377 | 3,545 | 2,481 |
| 13 | 83,922 | 3,701 | 2,591 |
| 14 | 87,623 | 3,864 | 2,705 |
| 15 | 91,487 | 4,035 | 2,824 |
| 16 | 95,522 | 4,213 | 2,949 |
| 17 | 99,734 | 4,398 | 3,079 |
| 18 | 104,132 | 4,592 | 3,215 |
| 19 | 108,725 | 4,795 | 3,356 |
| 20 | 113,519 | 5,006 | 3,504 |
| TOTAL | $68,526 | $47,968 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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