This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.36% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,680 | 1,176 |
| 2 | 51,680 | 1,736 | 1,216 |
| 3 | 53,416 | 1,795 | 1,256 |
| 4 | 55,211 | 1,855 | 1,299 |
| 5 | 57,066 | 1,917 | 1,342 |
| 6 | 58,984 | 1,982 | 1,387 |
| 7 | 60,966 | 2,048 | 1,434 |
| 8 | 63,014 | 2,117 | 1,482 |
| 9 | 65,131 | 2,188 | 1,532 |
| 10 | 67,320 | 2,262 | 1,583 |
| 11 | 69,582 | 2,338 | 1,637 |
| 12 | 71,920 | 2,416 | 1,692 |
| 13 | 74,336 | 2,498 | 1,748 |
| 14 | 76,834 | 2,582 | 1,807 |
| 15 | 79,415 | 2,668 | 1,868 |
| 16 | 82,084 | 2,758 | 1,931 |
| 17 | 84,842 | 2,851 | 1,995 |
| 18 | 87,693 | 2,946 | 2,063 |
| 19 | 90,639 | 3,045 | 2,132 |
| 20 | 93,684 | 3,148 | 2,203 |
| TOTAL | $46,832 | $32,783 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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