This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 201 | 140 |
| 2 | 50,201 | 201 | 141 |
| 3 | 50,402 | 202 | 141 |
| 4 | 50,604 | 203 | 142 |
| 5 | 50,807 | 204 | 143 |
| 6 | 51,011 | 205 | 143 |
| 7 | 51,215 | 205 | 144 |
| 8 | 51,420 | 206 | 144 |
| 9 | 51,627 | 207 | 145 |
| 10 | 51,834 | 208 | 145 |
| 11 | 52,042 | 209 | 146 |
| 12 | 52,250 | 210 | 147 |
| 13 | 52,460 | 210 | 147 |
| 14 | 52,670 | 211 | 148 |
| 15 | 52,881 | 212 | 148 |
| 16 | 53,093 | 213 | 149 |
| 17 | 53,306 | 214 | 150 |
| 18 | 53,520 | 215 | 150 |
| 19 | 53,735 | 215 | 151 |
| 20 | 53,950 | 216 | 151 |
| TOTAL | $4,166 | $2,917 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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