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Comparison of Deposit Account from Bank of Millbrook with 0.65% - February 2025

Long-Term Analysis of CONNEX with 1.80% APY and DESCO with 0.25% APY and Bank of Millbrook with 0.65% APY and DUPONT COMMUNITY with 1.21% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

CONNEX

1.80%

$50,000

48 Month

Credit Union

2.21x (National Avg. - 0.81%)

$500

SCENARIO

Year	Rate 1.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	900	630
2	50,900	916	641
3	51,816	933	653
4	52,749	949	665
5	53,698	967	677
6	54,665	984	689
7	55,649	1,002	701
8	56,651	1,020	714
9	57,670	1,038	727
10	58,708	1,057	740
11	59,765	1,076	753
12	60,841	1,095	767
13	61,936	1,115	780
14	63,051	1,135	794
15	64,186	1,155	809
16	65,341	1,176	823
17	66,517	1,197	838
18	67,715	1,219	853
19	68,933	1,241	869
20	70,174	1,263	884
	TOTAL	$21,437	$15,006

N.A.

DESCO

0.25%

$50,000

N.A.

Credit Union

0.31x (National Avg. - 0.81%)

$10,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

Bank of Millbrook

0.65%

$50,000

48 Month

Bank

0.80x (National Avg. - 0.81%)

$100,000

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	325	228
2	50,325	327	229
3	50,652	329	230
4	50,981	331	232
5	51,313	334	233
6	51,646	336	235
7	51,982	338	237
8	52,320	340	238
9	52,660	342	240
10	53,002	345	241
11	53,347	347	243
12	53,693	349	244
13	54,042	351	246
14	54,394	354	247
15	54,747	356	249
16	55,103	358	251
17	55,461	360	252
18	55,822	363	254
19	56,185	365	256
20	56,550	368	257
	TOTAL	$6,917	$4,842

LOCAL CD

DUPONT COMMUNITY

1.21%

$50,000

60 Month

Credit Union

1.32x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.21%	Annual Interest	Annual Interest (After Tax)
1	50,000	605	424
2	50,605	612	429
3	51,217	620	434
4	51,837	627	439
5	52,464	635	444
6	53,099	642	450
7	53,742	650	455
8	54,392	658	461
9	55,050	666	466
10	55,716	674	472
11	56,390	682	478
12	57,073	691	483
13	57,763	699	489
14	58,462	707	495
15	59,170	716	501
16	59,885	725	507
17	60,610	733	513
18	61,343	742	520
19	62,086	751	526
20	62,837	760	532
	TOTAL	$13,597	$9,518

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.60%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$50,000	Learn More
Last change: ↓0.10% on February 9. 6 Month Jumbo CD.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
TotalDirect, a division of City National Bank of Florida	4.51%	$25,000	Learn More
Last change: ↓0.10% on February 17. 3 Month CD.
TotalDirect, a division of City National Bank of Florida	4.50%	$25,000	Learn More
Last change: ↓0.85% on August 7, 2024. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from Bank of Millbrook with 0.65% - February 2025

Long-Term Analysis of CONNEX with 1.80% APY and DESCO with 0.25% APY and Bank of Millbrook with 0.65% APY and DUPONT COMMUNITY with 1.21% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Bank of Millbrook with 0.65% - February 2025