Compare Savings vs. CDs
Comparison of Deposit Account from Bank of Clarkson with 1.26% - April 2025


Long-Term Analysis of Citizens State Bank with 0.80% APY and Bank of Clarkson with 1.26% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.80%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.80%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 400 280
    2 50,400 403 282
    3 50,802 406 284
    4 51,208 409 286
    5 51,617 412 289
    6 52,030 416 291
    7 52,445 419 293
    8 52,864 422 296
    9 53,287 426 298
    10 53,713 429 300
    11 54,142 433 303
    12 54,574 436 305
    13 55,010 440 308
    14 55,450 443 310
    15 55,893 447 313
    16 56,340 450 315
    17 56,790 454 318
    18 57,243 457 320
    19 57,701 461 323
    20 58,162 465 325
    TOTAL $8,627 $6,039
  • 2
    LOCAL CD
    1.26%
    -
    $50,000
    48 Month
    Bank
    1.55x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    1.26%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 630 441
    2 50,630 638 447
    3 51,268 646 452
    4 51,914 654 458
    5 52,568 662 464
    6 53,230 671 469
    7 53,901 679 475
    8 54,580 688 481
    9 55,268 696 487
    10 55,964 705 494
    11 56,669 714 500
    12 57,384 723 506
    13 58,107 732 512
    14 58,839 741 519
    15 59,580 751 525
    16 60,331 760 532
    17 61,091 770 539
    18 61,861 779 546
    19 62,640 789 552
    20 63,429 799 559
    TOTAL $14,229 $9,960

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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