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Comparison of Deposit Account from Bank of Brookhaven with 0.13% - December 2025

Long-Term Analysis of CP with 0.61% APY and OTTER TAIL with 1.35% APY and Bank of Brookhaven with 0.13% APY and UNIVERSITY OF WISCONSIN with 3.00% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

0.61%

$50,000

18 Month

Credit Union

1.06x (National Avg. - 0.58%)

$10,000

SCENARIO

Year	Rate 0.61%	Annual Interest	Annual Interest (After Tax)
1	50,000	305	214
2	50,305	307	215
3	50,612	309	216
4	50,921	311	217
5	51,231	313	219
6	51,544	314	220
7	51,858	316	221
8	52,174	318	223
9	52,493	320	224
10	52,813	322	226
11	53,135	324	227
12	53,459	326	228
13	53,785	328	230
14	54,113	330	231
15	54,444	332	232
16	54,776	334	234
17	55,110	336	235
18	55,446	338	237
19	55,784	340	238
20	56,124	342	240
	TOTAL	$6,467	$4,527

LOCAL CD

OTTER TAIL

1.35%

$50,000

24 Month

Credit Union

2.05x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 1.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	675	473
2	50,675	684	479
3	51,359	693	485
4	52,052	703	492
5	52,755	712	499
6	53,467	722	505
7	54,189	732	512
8	54,921	741	519
9	55,662	751	526
10	56,414	762	533
11	57,175	772	540
12	57,947	782	548
13	58,729	793	555
14	59,522	804	562
15	60,326	814	570
16	61,140	825	578
17	61,966	837	586
18	62,802	848	593
19	63,650	859	601
20	64,509	871	610
	TOTAL	$15,380	$10,766

LOCAL MONEY MARKET

Bank of Brookhaven

0.13%

$50,000

N.A.

Bank

0.20x (National Avg. - 0.66%)

$2,500

SCENARIO

Year	Rate 0.13%	Annual Interest	Annual Interest (After Tax)
1	50,000	65	46
2	50,065	65	46
3	50,130	65	46
4	50,195	65	46
5	50,261	65	46
6	50,326	65	46
7	50,391	66	46
8	50,457	66	46
9	50,522	66	46
10	50,588	66	46
11	50,654	66	46
12	50,720	66	46
13	50,786	66	46
14	50,852	66	46
15	50,918	66	46
16	50,984	66	46
17	51,050	66	46
18	51,117	66	47
19	51,183	67	47
20	51,250	67	47
	TOTAL	$1,316	$921

LOCAL CD

UNIVERSITY OF WISCONSIN

3.00%

$50,000

9 Month

Credit Union

N.A.

$10,000

SCENARIO

Year	Rate 3.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,500	1,050
2	51,500	1,545	1,082
3	53,045	1,591	1,114
4	54,636	1,639	1,147
5	56,275	1,688	1,182
6	57,964	1,739	1,217
7	59,703	1,791	1,254
8	61,494	1,845	1,291
9	63,339	1,900	1,330
10	65,239	1,957	1,370
11	67,196	2,016	1,411
12	69,212	2,076	1,453
13	71,288	2,139	1,497
14	73,427	2,203	1,542
15	75,629	2,269	1,588
16	77,898	2,337	1,636
17	80,235	2,407	1,685
18	82,642	2,479	1,735
19	85,122	2,554	1,788
20	87,675	2,630	1,841
	TOTAL	$40,306	$28,214

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Limelight Bank, A division of Capital Community Bank	4.20%	$1,000	Learn More
Last change: ↑0.05% on December 1.
Limelight Bank, A division of Capital Community Bank	4.15%	$1,000	Learn More
Last change: ↑0.10% on December 1. Early Withdrawal Penalty is 90 days interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.

Compare Savings vs. CDs Comparison of Deposit Account from Bank of Brookhaven with 0.13% - December 2025

Long-Term Analysis of CP with 0.61% APY and OTTER TAIL with 1.35% APY and Bank of Brookhaven with 0.13% APY and UNIVERSITY OF WISCONSIN with 3.00% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Bank of Brookhaven with 0.13% - December 2025