This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.97% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,484 | 1,038 |
| 2 | 51,484 | 1,528 | 1,069 |
| 3 | 53,011 | 1,573 | 1,101 |
| 4 | 54,584 | 1,620 | 1,134 |
| 5 | 56,203 | 1,668 | 1,167 |
| 6 | 57,871 | 1,717 | 1,202 |
| 7 | 59,588 | 1,768 | 1,238 |
| 8 | 61,356 | 1,820 | 1,274 |
| 9 | 63,176 | 1,874 | 1,312 |
| 10 | 65,051 | 1,930 | 1,351 |
| 11 | 66,981 | 1,987 | 1,391 |
| 12 | 68,968 | 2,046 | 1,432 |
| 13 | 71,014 | 2,107 | 1,475 |
| 14 | 73,121 | 2,170 | 1,519 |
| 15 | 75,291 | 2,234 | 1,564 |
| 16 | 77,525 | 2,300 | 1,610 |
| 17 | 79,825 | 2,368 | 1,658 |
| 18 | 82,193 | 2,439 | 1,707 |
| 19 | 84,632 | 2,511 | 1,758 |
| 20 | 87,143 | 2,586 | 1,810 |
| TOTAL | $39,729 | $27,810 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$50,000 |
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Last change: ↓0.10% on December 29. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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