This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.46% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,728 | 1,209 |
| 2 | 51,728 | 1,787 | 1,251 |
| 3 | 53,515 | 1,849 | 1,294 |
| 4 | 55,364 | 1,913 | 1,339 |
| 5 | 57,276 | 1,979 | 1,385 |
| 6 | 59,255 | 2,047 | 1,433 |
| 7 | 61,303 | 2,118 | 1,483 |
| 8 | 63,421 | 2,191 | 1,534 |
| 9 | 65,612 | 2,267 | 1,587 |
| 10 | 67,879 | 2,345 | 1,642 |
| 11 | 70,224 | 2,426 | 1,698 |
| 12 | 72,650 | 2,510 | 1,757 |
| 13 | 75,160 | 2,597 | 1,818 |
| 14 | 77,757 | 2,687 | 1,881 |
| 15 | 80,443 | 2,779 | 1,946 |
| 16 | 83,223 | 2,875 | 2,013 |
| 17 | 86,098 | 2,975 | 2,082 |
| 18 | 89,073 | 3,077 | 2,154 |
| 19 | 92,150 | 3,184 | 2,229 |
| 20 | 95,334 | 3,294 | 2,306 |
| TOTAL | $48,628 | $34,040 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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