This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,606 | 1,124 |
| 2 | 51,606 | 1,657 | 1,160 |
| 3 | 53,263 | 1,710 | 1,197 |
| 4 | 54,973 | 1,765 | 1,236 |
| 5 | 56,738 | 1,822 | 1,275 |
| 6 | 58,560 | 1,880 | 1,316 |
| 7 | 60,440 | 1,941 | 1,359 |
| 8 | 62,381 | 2,003 | 1,402 |
| 9 | 64,384 | 2,067 | 1,447 |
| 10 | 66,451 | 2,134 | 1,494 |
| 11 | 68,585 | 2,202 | 1,542 |
| 12 | 70,787 | 2,273 | 1,591 |
| 13 | 73,060 | 2,346 | 1,642 |
| 14 | 75,406 | 2,421 | 1,695 |
| 15 | 77,828 | 2,499 | 1,749 |
| 16 | 80,327 | 2,579 | 1,806 |
| 17 | 82,906 | 2,662 | 1,863 |
| 18 | 85,568 | 2,748 | 1,923 |
| 19 | 88,316 | 2,836 | 1,985 |
| 20 | 91,151 | 2,927 | 2,049 |
| TOTAL | $44,078 | $30,855 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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4.85% |
$500 |
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Last change: ↓0.10% on October 28. |
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