This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 550 | 385 |
| 2 | 50,550 | 556 | 389 |
| 3 | 51,106 | 562 | 394 |
| 4 | 51,668 | 568 | 398 |
| 5 | 52,237 | 575 | 402 |
| 6 | 52,811 | 581 | 407 |
| 7 | 53,392 | 587 | 411 |
| 8 | 53,979 | 594 | 416 |
| 9 | 54,573 | 600 | 420 |
| 10 | 55,173 | 607 | 425 |
| 11 | 55,780 | 614 | 430 |
| 12 | 56,394 | 620 | 434 |
| 13 | 57,014 | 627 | 439 |
| 14 | 57,641 | 634 | 444 |
| 15 | 58,276 | 641 | 449 |
| 16 | 58,917 | 648 | 454 |
| 17 | 59,565 | 655 | 459 |
| 18 | 60,220 | 662 | 464 |
| 19 | 60,882 | 670 | 469 |
| 20 | 61,552 | 677 | 474 |
| TOTAL | $12,229 | $8,560 |
| Year | Rate 0.17% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 85 | 60 |
| 2 | 50,085 | 85 | 60 |
| 3 | 50,170 | 85 | 60 |
| 4 | 50,255 | 85 | 60 |
| 5 | 50,341 | 86 | 60 |
| 6 | 50,426 | 86 | 60 |
| 7 | 50,512 | 86 | 60 |
| 8 | 50,598 | 86 | 60 |
| 9 | 50,684 | 86 | 60 |
| 10 | 50,770 | 86 | 60 |
| 11 | 50,857 | 86 | 61 |
| 12 | 50,943 | 87 | 61 |
| 13 | 51,030 | 87 | 61 |
| 14 | 51,116 | 87 | 61 |
| 15 | 51,203 | 87 | 61 |
| 16 | 51,290 | 87 | 61 |
| 17 | 51,377 | 87 | 61 |
| 18 | 51,465 | 87 | 61 |
| 19 | 51,552 | 88 | 61 |
| 20 | 51,640 | 88 | 61 |
| TOTAL | $1,728 | $1,209 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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