This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.02% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,510 | 1,057 |
| 2 | 51,510 | 1,556 | 1,089 |
| 3 | 53,066 | 1,603 | 1,122 |
| 4 | 54,668 | 1,651 | 1,156 |
| 5 | 56,319 | 1,701 | 1,191 |
| 6 | 58,020 | 1,752 | 1,227 |
| 7 | 59,772 | 1,805 | 1,264 |
| 8 | 61,577 | 1,860 | 1,302 |
| 9 | 63,437 | 1,916 | 1,341 |
| 10 | 65,353 | 1,974 | 1,382 |
| 11 | 67,326 | 2,033 | 1,423 |
| 12 | 69,360 | 2,095 | 1,466 |
| 13 | 71,454 | 2,158 | 1,511 |
| 14 | 73,612 | 2,223 | 1,556 |
| 15 | 75,835 | 2,290 | 1,603 |
| 16 | 78,126 | 2,359 | 1,652 |
| 17 | 80,485 | 2,431 | 1,701 |
| 18 | 82,916 | 2,504 | 1,753 |
| 19 | 85,420 | 2,580 | 1,806 |
| 20 | 87,999 | 2,658 | 1,860 |
| TOTAL | $40,657 | $28,460 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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