This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.78% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,390 | 973 |
| 2 | 51,390 | 1,429 | 1,000 |
| 3 | 52,819 | 1,468 | 1,028 |
| 4 | 54,287 | 1,509 | 1,056 |
| 5 | 55,796 | 1,551 | 1,086 |
| 6 | 57,347 | 1,594 | 1,116 |
| 7 | 58,942 | 1,639 | 1,147 |
| 8 | 60,580 | 1,684 | 1,179 |
| 9 | 62,264 | 1,731 | 1,212 |
| 10 | 63,995 | 1,779 | 1,245 |
| 11 | 65,774 | 1,829 | 1,280 |
| 12 | 67,603 | 1,879 | 1,316 |
| 13 | 69,482 | 1,932 | 1,352 |
| 14 | 71,414 | 1,985 | 1,390 |
| 15 | 73,399 | 2,040 | 1,428 |
| 16 | 75,440 | 2,097 | 1,468 |
| 17 | 77,537 | 2,156 | 1,509 |
| 18 | 79,692 | 2,215 | 1,551 |
| 19 | 81,908 | 2,277 | 1,594 |
| 20 | 84,185 | 2,340 | 1,638 |
| TOTAL | $36,525 | $25,568 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↑0.20% on October 28. |
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|
|
4.70% |
$500 |
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Last change: ↓0.50% on October 1. |
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