This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 65 | 46 |
| 2 | 50,065 | 65 | 46 |
| 3 | 50,130 | 65 | 46 |
| 4 | 50,195 | 65 | 46 |
| 5 | 50,261 | 65 | 46 |
| 6 | 50,326 | 65 | 46 |
| 7 | 50,391 | 66 | 46 |
| 8 | 50,457 | 66 | 46 |
| 9 | 50,522 | 66 | 46 |
| 10 | 50,588 | 66 | 46 |
| 11 | 50,654 | 66 | 46 |
| 12 | 50,720 | 66 | 46 |
| 13 | 50,786 | 66 | 46 |
| 14 | 50,852 | 66 | 46 |
| 15 | 50,918 | 66 | 46 |
| 16 | 50,984 | 66 | 46 |
| 17 | 51,050 | 66 | 46 |
| 18 | 51,117 | 66 | 47 |
| 19 | 51,183 | 67 | 47 |
| 20 | 51,250 | 67 | 47 |
| TOTAL | $1,316 | $921 |
| Year | Rate 0.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 400 | 280 |
| 2 | 50,400 | 403 | 282 |
| 3 | 50,803 | 406 | 284 |
| 4 | 51,210 | 410 | 287 |
| 5 | 51,619 | 413 | 289 |
| 6 | 52,032 | 416 | 291 |
| 7 | 52,449 | 420 | 294 |
| 8 | 52,868 | 423 | 296 |
| 9 | 53,291 | 426 | 298 |
| 10 | 53,717 | 430 | 301 |
| 11 | 54,147 | 433 | 303 |
| 12 | 54,580 | 437 | 306 |
| 13 | 55,017 | 440 | 308 |
| 14 | 55,457 | 444 | 311 |
| 15 | 55,901 | 447 | 313 |
| 16 | 56,348 | 451 | 316 |
| 17 | 56,799 | 454 | 318 |
| 18 | 57,253 | 458 | 321 |
| 19 | 57,711 | 462 | 323 |
| 20 | 58,173 | 465 | 326 |
| TOTAL | $8,638 | $6,047 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$1,500 |
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|
Last change: ↓0.15% on January 25. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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