This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.16% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,080 | 1,456 |
| 2 | 52,080 | 2,167 | 1,517 |
| 3 | 54,247 | 2,257 | 1,580 |
| 4 | 56,503 | 2,351 | 1,645 |
| 5 | 58,854 | 2,448 | 1,714 |
| 6 | 61,302 | 2,550 | 1,785 |
| 7 | 63,852 | 2,656 | 1,859 |
| 8 | 66,508 | 2,767 | 1,937 |
| 9 | 69,275 | 2,882 | 2,017 |
| 10 | 72,157 | 3,002 | 2,101 |
| 11 | 75,159 | 3,127 | 2,189 |
| 12 | 78,285 | 3,257 | 2,280 |
| 13 | 81,542 | 3,392 | 2,375 |
| 14 | 84,934 | 3,533 | 2,473 |
| 15 | 88,467 | 3,680 | 2,576 |
| 16 | 92,148 | 3,833 | 2,683 |
| 17 | 95,981 | 3,993 | 2,795 |
| 18 | 99,974 | 4,159 | 2,911 |
| 19 | 104,133 | 4,332 | 3,032 |
| 20 | 108,465 | 4,512 | 3,158 |
| TOTAL | $62,977 | $44,084 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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