This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.62% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,810 | 1,267 |
| 2 | 51,810 | 1,876 | 1,313 |
| 3 | 53,686 | 1,943 | 1,360 |
| 4 | 55,629 | 2,014 | 1,410 |
| 5 | 57,643 | 2,087 | 1,461 |
| 6 | 59,729 | 2,162 | 1,514 |
| 7 | 61,892 | 2,240 | 1,568 |
| 8 | 64,132 | 2,322 | 1,625 |
| 9 | 66,454 | 2,406 | 1,684 |
| 10 | 68,859 | 2,493 | 1,745 |
| 11 | 71,352 | 2,583 | 1,808 |
| 12 | 73,935 | 2,676 | 1,874 |
| 13 | 76,611 | 2,773 | 1,941 |
| 14 | 79,385 | 2,874 | 2,012 |
| 15 | 82,258 | 2,978 | 2,084 |
| 16 | 85,236 | 3,086 | 2,160 |
| 17 | 88,322 | 3,197 | 2,238 |
| 18 | 91,519 | 3,313 | 2,319 |
| 19 | 94,832 | 3,433 | 2,403 |
| 20 | 98,265 | 3,557 | 2,490 |
| TOTAL | $51,822 | $36,275 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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