This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.22% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,110 | 1,477 |
| 2 | 52,110 | 2,199 | 1,539 |
| 3 | 54,309 | 2,292 | 1,604 |
| 4 | 56,601 | 2,389 | 1,672 |
| 5 | 58,989 | 2,489 | 1,743 |
| 6 | 61,479 | 2,594 | 1,816 |
| 7 | 64,073 | 2,704 | 1,893 |
| 8 | 66,777 | 2,818 | 1,973 |
| 9 | 69,595 | 2,937 | 2,056 |
| 10 | 72,532 | 3,061 | 2,143 |
| 11 | 75,593 | 3,190 | 2,233 |
| 12 | 78,783 | 3,325 | 2,327 |
| 13 | 82,108 | 3,465 | 2,425 |
| 14 | 85,572 | 3,611 | 2,528 |
| 15 | 89,184 | 3,764 | 2,634 |
| 16 | 92,947 | 3,922 | 2,746 |
| 17 | 96,870 | 4,088 | 2,862 |
| 18 | 100,957 | 4,260 | 2,982 |
| 19 | 105,218 | 4,440 | 3,108 |
| 20 | 109,658 | 4,628 | 3,239 |
| TOTAL | $64,286 | $45,000 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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