This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.91% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,955 | 1,369 |
| 2 | 51,955 | 2,031 | 1,422 |
| 3 | 53,986 | 2,111 | 1,478 |
| 4 | 56,097 | 2,193 | 1,535 |
| 5 | 58,291 | 2,279 | 1,595 |
| 6 | 60,570 | 2,368 | 1,658 |
| 7 | 62,938 | 2,461 | 1,723 |
| 8 | 65,399 | 2,557 | 1,790 |
| 9 | 67,956 | 2,657 | 1,860 |
| 10 | 70,613 | 2,761 | 1,933 |
| 11 | 73,374 | 2,869 | 2,008 |
| 12 | 76,243 | 2,981 | 2,087 |
| 13 | 79,224 | 3,098 | 2,168 |
| 14 | 82,322 | 3,219 | 2,253 |
| 15 | 85,541 | 3,345 | 2,341 |
| 16 | 88,885 | 3,475 | 2,433 |
| 17 | 92,361 | 3,611 | 2,528 |
| 18 | 95,972 | 3,753 | 2,627 |
| 19 | 99,725 | 3,899 | 2,729 |
| 20 | 103,624 | 4,052 | 2,836 |
| TOTAL | $57,676 | $40,373 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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