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Comparison of Deposit Account from Austin Bank, Texas National Association with 0.07% - April 2025


Long-Term Analysis of LISTERHILL with 4.72% APY and Jackson County Bank with 0.30% APY and Jackson County Bank with 0.02% APY and Austin Bank, Texas National Association with 0.07% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    LISTERHILL
    4.72%
    -
    $50,000
    12 Month
    Credit Union
    8.57x (National Avg. - 0.55%)
    $500
     
    SCENARIO
    Year Rate
    4.72%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,360 1,652
    2 52,360 2,471 1,730
    3 54,831 2,588 1,812
    4 57,419 2,710 1,897
    5 60,130 2,838 1,987
    6 62,968 2,972 2,080
    7 65,940 3,112 2,179
    8 69,052 3,259 2,281
    9 72,311 3,413 2,389
    10 75,725 3,574 2,502
    11 79,299 3,743 2,620
    12 83,042 3,920 2,744
    13 86,961 4,105 2,873
    14 91,066 4,298 3,009
    15 95,364 4,501 3,151
    16 99,865 4,714 3,300
    17 104,579 4,936 3,455
    18 109,515 5,169 3,618
    19 114,684 5,413 3,789
    20 120,097 5,669 3,968
    TOTAL $75,766 $53,036
  • 2
    LOCAL CD
    Jackson County Bank
    0.30%
    -
    $50,000
    24 Month
    Bank
    0.46x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,300 151 106
    4 50,451 151 106
    5 50,603 152 106
    6 50,755 152 107
    7 50,907 153 107
    8 51,059 153 107
    9 51,213 154 108
    10 51,366 154 108
    11 51,520 155 108
    12 51,675 155 109
    13 51,830 155 109
    14 51,985 156 109
    15 52,141 156 109
    16 52,298 157 110
    17 52,455 157 110
    18 52,612 158 110
    19 52,770 158 111
    20 52,928 159 111
    TOTAL $3,087 $2,161
  • 3
    LOCAL MONEY MARKET
    Jackson County Bank
    0.02%
    -
    $50,000
    N.A.
    Bank
    0.03x (National Avg. - 0.66%)
    $10,000
     
    SCENARIO
    Year Rate
    0.02%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 10 7
    2 50,010 10 7
    3 50,020 10 7
    4 50,030 10 7
    5 50,040 10 7
    6 50,050 10 7
    7 50,060 10 7
    8 50,070 10 7
    9 50,080 10 7
    10 50,090 10 7
    11 50,100 10 7
    12 50,110 10 7
    13 50,120 10 7
    14 50,130 10 7
    15 50,140 10 7
    16 50,150 10 7
    17 50,160 10 7
    18 50,170 10 7
    19 50,180 10 7
    20 50,190 10 7
    TOTAL $200 $140
  • 4
    LOCAL SAVINGS
    Austin Bank, Texas National Association
    0.07%
    -
    $50,000
    N.A.
    Bank
    0.31x (National Avg. - 0.22%)
    $2,500
     
    SCENARIO
    Year Rate
    0.07%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 35 25
    2 50,035 35 25
    3 50,070 35 25
    4 50,105 35 25
    5 50,140 35 25
    6 50,175 35 25
    7 50,210 35 25
    8 50,246 35 25
    9 50,281 35 25
    10 50,316 35 25
    11 50,351 35 25
    12 50,386 35 25
    13 50,422 35 25
    14 50,457 35 25
    15 50,492 35 25
    16 50,528 35 25
    17 50,563 35 25
    18 50,598 35 25
    19 50,634 35 25
    20 50,669 35 25
    TOTAL $705 $493

    All calculations are for demonstration purposes only.

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