This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.43% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 215 | 151 |
| 2 | 50,215 | 216 | 151 |
| 3 | 50,431 | 217 | 152 |
| 4 | 50,648 | 218 | 152 |
| 5 | 50,866 | 219 | 153 |
| 6 | 51,084 | 220 | 154 |
| 7 | 51,304 | 221 | 154 |
| 8 | 51,525 | 222 | 155 |
| 9 | 51,746 | 223 | 156 |
| 10 | 51,969 | 223 | 156 |
| 11 | 52,192 | 224 | 157 |
| 12 | 52,417 | 225 | 158 |
| 13 | 52,642 | 226 | 158 |
| 14 | 52,868 | 227 | 159 |
| 15 | 53,096 | 228 | 160 |
| 16 | 53,324 | 229 | 161 |
| 17 | 53,553 | 230 | 161 |
| 18 | 53,783 | 231 | 162 |
| 19 | 54,015 | 232 | 163 |
| 20 | 54,247 | 233 | 163 |
| TOTAL | $4,480 | $3,136 |
| Year | Rate 0.02% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 10 | 7 |
| 2 | 50,010 | 10 | 7 |
| 3 | 50,020 | 10 | 7 |
| 4 | 50,030 | 10 | 7 |
| 5 | 50,040 | 10 | 7 |
| 6 | 50,050 | 10 | 7 |
| 7 | 50,060 | 10 | 7 |
| 8 | 50,070 | 10 | 7 |
| 9 | 50,080 | 10 | 7 |
| 10 | 50,090 | 10 | 7 |
| 11 | 50,100 | 10 | 7 |
| 12 | 50,110 | 10 | 7 |
| 13 | 50,120 | 10 | 7 |
| 14 | 50,130 | 10 | 7 |
| 15 | 50,140 | 10 | 7 |
| 16 | 50,150 | 10 | 7 |
| 17 | 50,160 | 10 | 7 |
| 18 | 50,170 | 10 | 7 |
| 19 | 50,180 | 10 | 7 |
| 20 | 50,190 | 10 | 7 |
| TOTAL | $200 | $140 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
Learn More | |
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Last change: ↑0.25% on October 28. |
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|
|
5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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|
|
4.91% |
$25,000 |
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|
Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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|
Last change: ↓0.15% on September 6. |
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|
|
4.90% |
$500 |
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|
Last change: ↓0.05% on September 27. |
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