This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.07% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,035 | 725 |
| 2 | 51,035 | 1,056 | 739 |
| 3 | 52,091 | 1,078 | 755 |
| 4 | 53,170 | 1,101 | 770 |
| 5 | 54,270 | 1,123 | 786 |
| 6 | 55,394 | 1,147 | 803 |
| 7 | 56,540 | 1,170 | 819 |
| 8 | 57,711 | 1,195 | 836 |
| 9 | 58,905 | 1,219 | 854 |
| 10 | 60,125 | 1,245 | 871 |
| 11 | 61,369 | 1,270 | 889 |
| 12 | 62,640 | 1,297 | 908 |
| 13 | 63,936 | 1,323 | 926 |
| 14 | 65,260 | 1,351 | 946 |
| 15 | 66,611 | 1,379 | 965 |
| 16 | 67,989 | 1,407 | 985 |
| 17 | 69,397 | 1,437 | 1,006 |
| 18 | 70,833 | 1,466 | 1,026 |
| 19 | 72,300 | 1,497 | 1,048 |
| 20 | 73,796 | 1,528 | 1,069 |
| TOTAL | $25,324 | $17,727 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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