This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,525 | 1,768 |
| 2 | 52,525 | 2,653 | 1,857 |
| 3 | 55,178 | 2,786 | 1,951 |
| 4 | 57,964 | 2,927 | 2,049 |
| 5 | 60,891 | 3,075 | 2,153 |
| 6 | 63,966 | 3,230 | 2,261 |
| 7 | 67,196 | 3,393 | 2,375 |
| 8 | 70,590 | 3,565 | 2,495 |
| 9 | 74,155 | 3,745 | 2,621 |
| 10 | 77,899 | 3,934 | 2,754 |
| 11 | 81,833 | 4,133 | 2,893 |
| 12 | 85,966 | 4,341 | 3,039 |
| 13 | 90,307 | 4,561 | 3,192 |
| 14 | 94,868 | 4,791 | 3,354 |
| 15 | 99,659 | 5,033 | 3,523 |
| 16 | 104,691 | 5,287 | 3,701 |
| 17 | 109,978 | 5,554 | 3,888 |
| 18 | 115,532 | 5,834 | 4,084 |
| 19 | 121,367 | 6,129 | 4,290 |
| 20 | 127,496 | 6,439 | 4,507 |
| TOTAL | $83,934 | $58,754 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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