Compare Savings vs. CDs
Comparison of Deposit Account from AMERICAN AIRLINES with 2.99% - April 2025


Long-Term Analysis of GFA with 0.10% APY and AMERICAN AIRLINES with 2.99% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $2,500
     
    SCENARIO
    Year Rate
    0.10%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 2
    LOCAL CD
    2.99%
    -
    $50,000
    48 Month
    Credit Union
    3.67x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    2.99%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,495 1,047
    2 51,495 1,540 1,078
    3 53,035 1,586 1,110
    4 54,620 1,633 1,143
    5 56,254 1,682 1,177
    6 57,936 1,732 1,213
    7 59,668 1,784 1,249
    8 61,452 1,837 1,286
    9 63,289 1,892 1,325
    10 65,182 1,949 1,364
    11 67,131 2,007 1,405
    12 69,138 2,067 1,447
    13 71,205 2,129 1,490
    14 73,334 2,193 1,535
    15 75,527 2,258 1,581
    16 77,785 2,326 1,628
    17 80,111 2,395 1,677
    18 82,506 2,467 1,727
    19 84,973 2,541 1,778
    20 87,514 2,617 1,832
    TOTAL $40,130 $28,091

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.15% on March 22.

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.15% on January 25.

    Last change: ↓0.50% on February 25.