This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.76% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 380 | 266 |
| 2 | 50,380 | 383 | 268 |
| 3 | 50,763 | 386 | 270 |
| 4 | 51,149 | 389 | 272 |
| 5 | 51,537 | 392 | 274 |
| 6 | 51,929 | 395 | 276 |
| 7 | 52,324 | 398 | 278 |
| 8 | 52,721 | 401 | 280 |
| 9 | 53,122 | 404 | 283 |
| 10 | 53,526 | 407 | 285 |
| 11 | 53,933 | 410 | 287 |
| 12 | 54,343 | 413 | 289 |
| 13 | 54,756 | 416 | 291 |
| 14 | 55,172 | 419 | 294 |
| 15 | 55,591 | 422 | 296 |
| 16 | 56,013 | 426 | 298 |
| 17 | 56,439 | 429 | 300 |
| 18 | 56,868 | 432 | 303 |
| 19 | 57,300 | 435 | 305 |
| 20 | 57,736 | 439 | 307 |
| TOTAL | $8,175 | $5,722 |
| Year | Rate 0.03% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 15 | 11 |
| 2 | 50,015 | 15 | 11 |
| 3 | 50,030 | 15 | 11 |
| 4 | 50,045 | 15 | 11 |
| 5 | 50,060 | 15 | 11 |
| 6 | 50,075 | 15 | 11 |
| 7 | 50,090 | 15 | 11 |
| 8 | 50,105 | 15 | 11 |
| 9 | 50,120 | 15 | 11 |
| 10 | 50,135 | 15 | 11 |
| 11 | 50,150 | 15 | 11 |
| 12 | 50,165 | 15 | 11 |
| 13 | 50,180 | 15 | 11 |
| 14 | 50,195 | 15 | 11 |
| 15 | 50,210 | 15 | 11 |
| 16 | 50,225 | 15 | 11 |
| 17 | 50,241 | 15 | 11 |
| 18 | 50,256 | 15 | 11 |
| 19 | 50,271 | 15 | 11 |
| 20 | 50,286 | 15 | 11 |
| TOTAL | $301 | $211 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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|
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4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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