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Comparison of Deposit Account from Amarillo National Bank with 3.50% - April 2025

Long-Term Analysis of Home National Bank with 0.47% APY and Amarillo National Bank with 3.50% APY and Vantage Bank Texas with 0.40% APY and Millbury National Bank with 4.32% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Home National Bank

0.47%

$50,000

18 Month

Bank

0.81x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.47%	Annual Interest	Annual Interest (After Tax)
1	50,000	235	165
2	50,235	236	165
3	50,471	237	166
4	50,708	238	167
5	50,947	239	168
6	51,186	241	168
7	51,427	242	169
8	51,668	243	170
9	51,911	244	171
10	52,155	245	172
11	52,400	246	172
12	52,647	247	173
13	52,894	249	174
14	53,143	250	175
15	53,392	251	176
16	53,643	252	176
17	53,895	253	177
18	54,149	254	178
19	54,403	256	179
20	54,659	257	180
	TOTAL	$4,916	$3,441

LOCAL CD

Amarillo National Bank

3.50%

$50,000

12 Month

Bank

6.34x (National Avg. - 0.55%)

$1,000

SCENARIO

Year	Rate 3.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,750	1,225
2	51,750	1,811	1,268
3	53,561	1,875	1,312
4	55,436	1,940	1,358
5	57,376	2,008	1,406
6	59,384	2,078	1,455
7	61,463	2,151	1,506
8	63,614	2,226	1,559
9	65,840	2,304	1,613
10	68,145	2,385	1,670
11	70,530	2,469	1,728
12	72,998	2,555	1,788
13	75,553	2,644	1,851
14	78,198	2,737	1,916
15	80,935	2,833	1,983
16	83,767	2,932	2,052
17	86,699	3,034	2,124
18	89,734	3,141	2,198
19	92,874	3,251	2,275
20	96,125	3,364	2,355
	TOTAL	$49,489	$34,643

LOCAL CD

Vantage Bank Texas

0.40%

$50,000

12 Month

Bank

0.72x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

Millbury National Bank

4.32%

$50,000

12 Month

Bank

7.83x (National Avg. - 0.55%)

$501

SCENARIO

Year	Rate 4.32%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,160	1,512
2	52,160	2,253	1,577
3	54,413	2,351	1,645
4	56,764	2,452	1,717
5	59,216	2,558	1,791
6	61,774	2,669	1,868
7	64,443	2,784	1,949
8	67,227	2,904	2,033
9	70,131	3,030	2,121
10	73,161	3,161	2,212
11	76,321	3,297	2,308
12	79,618	3,440	2,408
13	83,058	3,588	2,512
14	86,646	3,743	2,620
15	90,389	3,905	2,733
16	94,294	4,073	2,851
17	98,367	4,249	2,975
18	102,617	4,433	3,103
19	107,050	4,625	3,237
20	111,674	4,824	3,377
	TOTAL	$66,499	$46,549

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from Amarillo National Bank with 3.50% - April 2025

Long-Term Analysis of Home National Bank with 0.47% APY and Amarillo National Bank with 3.50% APY and Vantage Bank Texas with 0.40% APY and Millbury National Bank with 4.32% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Amarillo National Bank with 3.50% - April 2025